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HSBC Personal Rewards Program

Welcome to a world of recognition for your everyday spending. The HSBC Personal Rewards Program allows you to earn Rewards Points on most of your everyday spending, earning 1 Rewards Point for $1 in eligible purchases1 with your HSBC MasterCard®.

If you enroll in the HSBC Personal Rewards Program, a $35 annual Rewards fee will be charged for each card issued on your MasterCard Account, including all supplemental cards. The annual rewards fee is charged to your Account on the date of enrollment and annually on the anniversary date.

Redeeming Your Rewards Points
You can redeem your Rewards Points from a range of rewards, including:

All rewards offered are subject to the current Terms and Conditions of the HSBC Personal Rewards Program. Restrictions and conditions apply.

For more information on these great rewards and on how to redeem your Rewards Points, please visit rewards.hsbc.ca.

HSBC Cash Back Rewards Program

Choose the HSBC Cash Back Rewards Program and you'll earn a 1% rebate on eligible purchases made with your HSBC MasterCard.2 A full 1%, with no tiers and no caps.

Redemption occurs annually and is provided to you in the form of a credit on your January statement automatically receive your credit every year, as long as your Account is in good standing.

HSBC MasterCard Online Access

Disclaimer

® MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.

1 Rewards Points are awarded for eligible purchases charged to your Account, less credits for returns, refunds, rebates and adjustments. No Reward Points are earned on cash advances (including balance transfers and Convenience Cheques), optional services, interest charges or fees.

2 Cash Back rebate is earned on eligible purchases charged to your Account, less credits for returns, refunds, rebates and adjustments. No rebate is earned on cash advances (including balance transfers and convenience cheques), optional services, interest charges or fees. Please refer to the HSBC Cash Back Rewards Program Terms and Conditions for complete details.