Welcome to a world of recognition for your everyday spending. The HSBC Personal Rewards Program allows you to earn Rewards Points on most of your everyday spending, earning 1 Rewards Point for $1 in eligible purchases1 with your HSBC MasterCard®.
If you enroll in the HSBC Personal Rewards Program, a $35 annual Rewards fee will be charged for each card issued on your MasterCard Account, including all supplemental cards. The annual rewards fee is charged to your Account on the date of enrollment and annually on the anniversary date.
Redeeming Your Rewards Points
You can redeem your Rewards Points from a range of rewards, including:
Additional Bonus Rewards Points - Effective January 1, 2012
Introducing a new way to earn extra Rewards Points just by using your card. If you reach $10,000 in eligible net purchases for the calendar year, you'll automatically begin to earn 10% more Rewards Points up to a maximum of 5,000 Bonus Rewards Points.2
For example, if your net purchases for the year are $15,000, you'll earn 15,000 Rewards Points, plus an additional 500 Bonus Rewards Points on the $5,000 spent above $10,000 ($5,000 x 10% = 500 Additional Bonus Rewards Points).
Total Rewards Points = 15,000 + 500 = 15,500
All rewards offered are subject to the current Terms and Conditions of the HSBC Personal Rewards Program. Restrictions and conditions apply.
For more information on these great rewards and on how to redeem your Rewards Points, please visit rewards.hsbc.ca.
Choose the HSBC Cash Back Rewards Program and you'll earn a 1% rebate on eligible purchases made with your HSBC MasterCard.3 A full 1%, with no tiers and no caps.
Redemption occurs annually and is provided to you in the form of a credit on your January statement automatically receive your credit every year, as long as your Account is in good standing.
® MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.
1 Rewards Points are awarded for eligible purchases charged to your Account, less credits for returns, refunds, rebates and adjustments. No Reward Points are earned on cash advances (including balance transfers and Convenience Cheques), optional services, interest charges or fees.
2 You must be enrolled in the HSBC Personal Rewards Program to be eligible for bonus Rewards Points and your HSBC MasterCard Account must be in good standing. Each calendar year, if you reach $10,000 in Net Purchases on your Account before the end of the calendar year, you will earn bonus Rewards Points equal to 0.1 Points for every additional $1.00 of Net Purchases charged to your Account up to a maximum of 5,000 in bonus Reward Points. ''Net Purchases'' includes most purchases of goods and services that are charged to your Account, less credit for returns, refunds, rebates and adjustments. No Rewards Points are earned on cash advances (which includes balance transfers), optional services, interest charges or fees. See HSBC Personal Rewards Terms & Conditions for details. Offer subject to change from time to time.
3 Cash Back rebate is earned on eligible purchases charged to your Account, less credits for returns, refunds, rebates and adjustments. No rebate is earned on cash advances (including balance transfers and convenience cheques), optional services, interest charges or fees. Please refer to the HSBC Cash Back Rewards Program Terms and Conditions for complete details.